So you know times are bad when the Harvard Business Review starts asking potential entrepreneurs to check their health insurance before cutting the corporate cord:

Take the case of my brother who was 55 and a former CEO when he took early retirement. To his great chagrin he discovered that he couldn’t find health insurance. A millionaire several times over, Mike had the money to pay whatever premiums a health insurance company might ask. The problem: he had pre-existent conditions – diabetes and high blood pressure. No one in the state of New Hampshire would touch him.

Millionaires without health insurance. Always good to come across a previously ignored political demographic in this election year…